Cookies
This website uses cookies in order to improve user experience. Please click 'I accept' to consent the use of this technology by Bank of Valletta p.l.c. Click here for more information on cookies or to view the Bank's Privacy Notice.
Facebook - Bank of Valletta - BOV Group
Twitter - Bank of Valletta - BOV Group
YouTube - Bank of Valletta - BOV Group
LinkedIn - Bank of Valletta - BOV Group
Instagram - Bank of Valletta - BOV Group
Get in touch - Bank of Valletta - BOV Group
Customer Service Centre - Bank of Valletta - BOV Group
Bank of Valletta - BOV Group
I want
Products
My Toolkit
  • ... >
  • ... >
  • ... >
  • ... >
  • ... >
  • BOV Properties Call for Tenders for the sale of BOV properties ... >
  • ... >
  • ... >
  • ... >
  • ... >
  • ... >
  • ... >
Maximise Banner
Minimise Banner
next Previous
next Previous
next Previous
next Previous
Home > The plus side of investing through financial institutions
BOV Pjazza
Beating banks’ low interest rates on deposits
Robust Asia to drive global markets
BOV Market Watch - Week ending 22nd January 2021
2020: What a year!
Tagħrif fuq it-Tfaddil Regolari
Dividend distributions - A catalyst for performance
The Equity Market Beyond the Pandemic Webinar
BOV Market Watch - Week ending 11th December 2020
Rationally understanding market irrationality
A safe way to enjoy Christmas
ETFs – A tool in the hands of the investor
The plus side of investing through financial institutions
06 Jul 2020
One of the key ingredients in investments is decision-making. Decisions taken, in investment terms, will impact directly the accumulated wealth and wellbeing of individuals. Although technology has brought the investment world closer to us with access to stock markets and investment strategies at the click of a button, it still remains a challenging environment. Markets may be complex, volatile and unpredictable more so in today’s scenario. 

Anyone can form an opinion and anyone can take a decision, however, when it comes to investment decision-making, financial institutions have access to specialists who are wired, aligned and focused on this subject matter. This is one of the significant benefits of investing through financial institutions and investment firms. 

Through the collective efforts of focused research and strategy teams, financial institutions have access to a wealth of information. Teams are made up of individuals with academic qualifications, from different backgrounds, experiences and knowledge. The pooling of different perspectives brings together a myriad of possibilities and scenarios. The more the number of scenarios considered, the more likely that the investment decision will be based on solid grounds. 

Ultimately, the goal is one – identifying the best possible solutions and market opportunities with the aim of maximising returns and earnings for the portfolios of investors. It is safe to say that groups bring together three important dynamics - diversity, perspective and an effective means of combining the first two. Ultimately unity is power – no one individual can compare.

Through technology we may have more access to markets and up-to-date information through relevant apps but the decision-making will ultimately be the one we make on our own and for ourselves.  Few things can replace the effectiveness of institutional strength and accessibility together with the necessary tools and systems and professional investment advisors.

Financial institutions bring together the integration of human brains and systems. This is not an argument of which of the two is better. It is simply a deduction that putting the two together will reap results that the two separates cannot achieve. The positive outcomes emanate from the synergy of a group of human brains and machines put together. 

The ultimate decision of whether to do it alone or to opt for professional advice when investing should not be difficult. Intuition may be part of the process – however one instinct versus a collective set of instincts is incomparable. At the end of the day, collective judgment might be stronger than that of any one individual. 

This article was published on the Sunday Times of Malta on 5 July 2020. It was written by Stephanie Agius from BOV Wealth Management. 

This article is not, and nothing in it should be construed as an offer, invitation or recommendation in respect of investment products or services offered by the BOV Group.  Value of investments may go down as well as up and may be affected by changes in currency exchange rates. Past performance is not a guide to future performance. Issued by Bank of Valletta p.l.c., 58, Triq San Żakkarija, il-Belt Valletta VLT 1130.  Bank of Valletta p.l.c. is a public limited company regulated by the MFSA, licensed to carry out the business of banking and investment services in terms of the Banking and Investment Services Acts (Cap.370, 371 of the Laws of Malta).
Facebook - Bank of Valletta - BOV Group
Twitter - Bank of Valletta - BOV Group
Linked In - Bank of Valletta - BOV Group
Share this item by email - Bank of Valletta - BOV Group
Share this item:
Print page
Sort reviews by:
Add a review
This item has no reviews yet.
My Guide has identified the following related material
next Previous
Calendar of Events
 
Quicklinks
BOV News Feed
next Previous
BOV Pjazza
next Previous
Get In Touch
Find Us
Bank of Valletta p.l.c. is a public limited company regulated by the MFSA and is licensed to carry out the business of banking and investment services in terms of the Banking Act (Cap. 371 of the Laws of Malta) and the Investment Services Act (Cap.370. of the Laws of Malta).
© Copyright - Bank of Valletta - Malta | Privacy Notice | Sitemap
developed by
Aqubix