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Summer with BOV Home Loans
08 Jul 2020
Bank of Valletta's Home Loans provide highly attractive financing for consumers wishing to buy their first or second home. 

“Consumers seeking finance for their first or second home, or completion of their residential property, can benefit from very low interest rates and attractive loan terms,” said Marisa Said, Head Consumer Finance at Bank of Valletta. “The property market is going through a consolidation process with indicators of a price correction taking place. Reduced property transfer tax and stamp duties as part of the Government’s Economic Regeneration Plan in relation to COVID-19,  and more realistic property prices coupled with the lowest ever bank interest rates, have widened the door for first time buyers and those who may over the years had been sporadically thinking about purchasing their second property. These current times could very well present that lucrative opportunity for prospective buyers.”

“Bank of Valletta’s key home loan products have been revised to meet changing consumer behaviour and needs. Possibly priced at the lowest rates in the market, the BOV Home Loans provide increased affordability for home seekers to transition into home owners,” concluded Marisa Said.
 
Bank of Valletta also offers personal loans to help customers furnish their homes or to make them energy efficient. Customers who wish to take advantage of the current deals on BOV Home Loans or Personal Loans, can set up an appointment with a BOV home loan specialist simply by calling on 2131 2020 or sending an email at [email protected].

Offers are valid until 31st December 2020 but may close earlier at Bank’s discretion. All loans are subject to normal bank lending criteria, credit approval by the Bank and a credit agreement.  Security may be requested including mortgage or other comparable security.  The loan is to be secured by a first ranking hypothec and special privilege over the property being financed, a first ranking pledge over a life assurance policy covering the whole loan amount and a buildings insurance policy for the replacement cost of the property being financed. If repayments are not maintained, the bank may take steps to sell the property financed following legal proceedings and the borrower may lose the property. Further terms and conditions are available from www.bov.com. Issued by Bank of Valletta p.l.c., 58, Triq San Żakkarija, Il-Belt Valletta VLT 1130.  Bank of Valletta p.l.c. is a public limited company regulated by the MFSA and is licensed to carry out the business of banking in terms of the Banking Act (Cap. 371 of the Laws of Malta).
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Bank of Valletta p.l.c. is a public limited company regulated by the MFSA and is licensed to carry out the business of banking and investment services in terms of the Banking Act (Cap. 371 of the Laws of Malta) and the Investment Services Act (Cap.370. of the Laws of Malta).